Reinvest in you
Retained Yearnings is about what you do with what you keep: spend less on what you won't remember, and reinvest the difference into the person you're becoming. Honest writing and free tools for treating your life like the best investment you'll ever make.
The idea
In accounting, retained earnings are the profits a company keeps and reinvests in itself instead of paying them out. Retained Yearnings asks the same of you: keep more of what you earn, waste less on what doesn't matter, and pour the difference into what you actually yearn for.
Not frugality for its own sake, but spending deliberately so you can invest in the things that compound: your skills, your health, your relationships, your time. The personal equity no one can repossess. Part journal, part toolkit, entirely honest about the math.
From the blog
Free, signup-free calculators for the everyday money questions: what something really costs per use, where your month actually goes, what your points are worth, and how to split a trip fairly. Plus the Decluttering Game, where it all started.